The way we think about money has changed: how we save, what we spend it on, and how to find that balance between seeking opportunity and mitigating risk. CNBC’s Your Money convenes top financial experts to explore ways to maximize your finances while navigating challenges such as inflation, building a financial safety net, and investing for a brighter future.
Alexandra Carter is a Clinical Professor of Law and the Director of the Mediation Clinic at Columbia Law School. In 2019, Professor Carter was awarded the Columbia University Presidential Award for Outstanding Teaching, Columbia’s highest teaching honor. Her first book, Ask for More: Ten Questions to Negotiate Anything, was published by Simon & Schuster on May 5, 2020 and became an instant Wall Street Journal Business bestseller.
Professor Carter’s teaching and research interests lie in the field of alternative dispute resolution, primarily in mediation and negotiation. She is a leading trainer on negotiation and mediation for many from the private and public sectors, including the United Nations, where she has conducted dozens of workshops for more than 80 nations, U.S. courts and federal agencies; private corporations, such as Bloomberg, Comcast NBCUniversal, Amazon, and Microsoft; and law firms, including Cravath, Swaine & Moore, Morrison & Foerster, Latham & Watkins, Debevoise and Plimpton, Fried Frank, and many others.
Prior to joining the Columbia faculty, Professor Carter was associated with Cravath, Swaine & Moore LLP, where she defended against a multibillion-dollar securities class action lawsuit related to the Enron collapse, served as the senior antitrust associate on several multibillion-dollar mergers, and handled cases involving copyright law. She also worked as an analyst at Goldman Sachs. She is a former U.S. Fulbright Scholar to Taiwan.
Professor Carter received her Juris Doctor degree in 2003 from Columbia Law School, where she earned James Kent and Harlan Fiske Stone academic honors. She also won the Jane Marks Murphy Prize for clinical advocacy and the Lawrence S. Greenbaum Prize for the best oral argument in the 2002 Harlan Fiske Stone Moot Court Competition. After earning her degree, Professor Carter clerked for the Hon. Mark L. Wolf, U.S. District Court for the District of Massachusetts in Boston.
Professor Carter is a frequent media commentator on negotiation and pay equity for women, with appearances on MSNBC’s Morning Joe and MSNBC Live, Hardball with Chris Matthews, the CBS Early Show and NPR Marketplace. She is a contributor for NBC News’ Know Your Value, a news site devoted to helping women grow in their careers and reach their full potential.
Marianela Collado, CPA/PFS, CFP®, CDS™ serves as a Senior Wealth Advisor and is the CEO and co-owner of Tobias Financial Advisors. She serves clients in a team setting by collaborating with them and their professional advisors to ensure their overall financial planning and investment objectives are pursued in a tax-efficient manner.
Marianela has over 20 years of experience in the tax and financial planning arena. She has worked with many ultra-high net worth families and assisted with the implementation and reporting of complex income and wealth transfer strategies.
Marianela has been quoted in various financial and non-financial media outlets, including the Wall Street Journal, New York Times, Barron’s, Fox Business News, CNBC, MentalFloss.com, MarketWatch and NerdWallet.com. She has also been featured in articles related to tax and financial planning in the El Nuevo Herald. She has been published in the Journal of Accountancy (Feb. 2018 issue) on the topic of retirement planning & tax planning. She is a frequent speaker, serving as a subject matter expert on financial planning topics relating to high net-worth individuals.
Marianela has earned recognition for her many accomplishments and contributions. Most recently, Marianela was named a 2021 Mother of the Year on behalf of Healthy Mothers, Healthy Babies. As a mother of three young boys under the age of 13, Marianela finds a way to juggle the priorities of a busy family with those of her growing firm and clientele. Also this year, Marianela was honored by South Florida Business and Wealth at their 1st Annual Excellence in Finance Awards. In 2020, Marianela was featured as a InvestmentNews Woman to Watch. In 2019, Marianela was named an honoree for the Hispanic Women of Distinction award. She was also featured in Weston Life magazine. In 2018, she was a nominee for the Florida Institute of CPA’s (FICPA’s) Women to Watch award. In 2017, Marianela received the American Institute of CPA’s Standing Ovation Award, as one of 16 CPAs nationwide under the age of 40 recognized for their contribution to personal financial planning.
Prior to joining Tobias Financial Advisors, Marianela was a Principal at Bessemer Trust, which she joined in 2004, initially as a member of the Client Tax Services department and subsequently working with Bessemer’s client advisory team in Miami providing wealth and tax consulting services. Prior to joining Bessemer, Marianela was a Senior Tax Associate with Wealth and Tax Advisory Services (formerly Arthur Andersen, now Andersen Tax) in New York, specializing in compliance and planning for high net-worth individuals.
Marianela currently serves as a member of the FICPA’s Women’s Leadership Committee and is a member of the FICPA’s Diversity & Inclusion Task Force. In addition, she is a founding member of the West Broward Chapter for the National Association of Divorce Professionals and serves as the chapter’s director. With a certification in collaborative divorce practice, she is also a member of the Collaborative Family Law Professionals of South Florida and in 2021 was nominated by the CFLPSF board to the Florida Academy of Collaborative Professional’s Leadership Institute. In addition, Marianela serves on Nova Southeastern University’s Planned Giving Council and serves as a Board Member for both the Planned Giving Council of Broward and Gilda’s Club South Florida.
Marianela received a B.S. in accounting from Hunter College in New York City in 2000. In addition to the associations already mentioned, she is a member of the National Association of Personal Financial Advisors, the American Institute of Certified Public Accountants, the Florida Institute of Certified Public Accountants, the West Broward Estate Planning Council and the Financial Planning Association.
Marianela is passionate about her clients at Tobias Financial Advisors, but outside the office she enjoys spending time with her husband and three boys, who keep her very busy with sports activities and playdates with friends in their Weston, Florida community.
Pat Connaughton is a professional athlete, NBA Champion, real estate developer and community advocate. After a notable basketball career at the University of Notre Dame, Connaughton was selected in the second round of the 2015 NBA Draft and has since played in nearly 500 games with Portland and Milwaukee over the past seven seasons., Connaughton was a key part of the Bucks team that won the NBA Championship, bringing the franchise only its second NBA title and first in 50 years.
In 2016, during his rookie season, Connaughton founded his real estate development firm, Three Leaf Partners. What Connaughton and Three Leaf Partners promise to their investors is simple: business professionals get the opportunity to invest alongside professional athletes, and professional athletes learn how to create generational wealth that endures beyond their playing careers. Currently, Three Leaf Partners, has more than $175 million in developments spread across the country. The company also has more than 30 deals in its pipeline, with a total value of these developments reaching more than $1 billion.
The Pat Connaughton Foundation, since its inception, has raised nearly a million dollars and uses its three pillars – courts, clinics and character – to help transform the communities it serves. Connaughton Courts, a program that refurbishes basketball courts, has already built three new courts in Massachusetts and Wisconsin, with four additional courts already underway. Combined, these seven courts will serve up to 50,000 students in more than 115 communities. Connaughton’s basketball clinics are a premier skill development and character-building experience for youth basketball players. The Foundation has held 15 clinics thus far, serving more than 100 communities, with 150 participants attending each camp. The Pat Connaughton Foundation, which will enter its seventh year in 2023, has plans to raise $2.5 million, complete 24 additional Connaughton Courts and launch a scholarship endowment, Pat Connaughton Scholarships, by 2026.
Jim Cramer believes there is always a bull market somewhere, and he wants to help you find it. He is host of CNBC's "Mad Money," (M-F, 6PM ET) featuring lively guest interviews, viewer calls and most important, the unmatched, fiery opinions of Cramer himself. He serves as the viewer's personal guide through the confusing jungle of Wall Street investing—navigating through both opportunities and pitfalls with one goal in mind—to help them make money.
Cramer is also co-anchor of the 9 a.m. ET hour of CNBC's "Squawk on the Street" (M-F, 9AM-11AM ET) and the founder of TheStreet, a multimedia provider of financial commentary.
He graduated from Harvard College where he was president and editor-in-chief of the prestigious daily, The Harvard Crimson. After graduation, he became a reporter for the Tallahassee Democrat and later for the Los Angeles Herald Examiner, where he covered stories ranging from homicides to sporting events.
Cramer is a former hedge fund manager and founder/owner and senior partner of Cramer Berkowitz. His compounded rate of return was 24 percent after all fees for 14 years at Cramer Berkowitz. He retired from his hedge fund in 2001, where he finished with one of the best records in the business, including having 36 percent-plus year in 2000.
He helped Steve Brill launch American Lawyer magazine before attending Harvard Law School and earning a law degree. Upon graduating and passing the New York State Bar Examination and being admitted to the N.Y. State Bar, Cramer joined Goldman Sachs in sales and trading. While at Goldman, Cramer wrote for The New Republic about stock market issues.
In December 2013, he published the book, "Jim Cramer's Get Rich Carefully," in which he creates a guide to high-yield, low-risk investing. Cramer is also the author of "Jim Cramer's Getting Back to Even," "Stay Mad for Life: Get Rich, Stay Rich," "Mad Money: Watch TV, Get Rich," "Jim Cramer's RealMoney" and "Confessions of a Street Addict."
CNBC’s Mad Money host Jim Cramer kicks off the event by sharing valuable market insights and advice.
Jim Cramer, CNBC Host of “Mad Money” & Co-Anchor “Squawk on the Street”
Interviewer: Tyler Mathisen, CNBC “Power Lunch” Co-Anchor & Vice President, Events Strategy
After a year of market madness and rising interest rates, and a possible recession on the horizon, we’ll examine ways in which to adjust your portfolio to ride out a potential storm.
Alicia Levine, BNY Mellon Wealth Management Head of Equity, Trading, and Capital Markets Advisory
Ayako Yoshioka, Wealth Enhancement Group Senior Portfolio Manager
Moderator: Contessa Brewer, CNBC Correspondent
It is one of the most valuable, yet underutilized, skills when it comes to money – negotiation. We’ll learn about a framework that will allow you to clarify your goals and quell your emotions in order to ask for, and get, more.
Alexandra Carter, Columbia University Clinical Professor of Law
Interviewer: Sharon Epperson, CNBC Senior Personal Finance Correspondent
The world of money is on the verge of a massive disruption, according to one economist and author of “The Future of Money.” We’ll discuss what the future looks like, and how digital currencies and other financial technologies will shape how we spend, save, and invest.
Eswar Prasad, Cornell University Senior Professor of Trade Policy and Professor of Economics
Interviewer: Kristina Partsinevelos, CNBC Nasdaq Reporter
Navigating the Markets in an Economic Downturn
SPONSORED AND PROGRAMMED BY EDWARD JONES
In March, the S&P 500 dipped into bear market territory and by early fall had posted declines of more than 25% for 2022. The financial markets appear to be pricing in a pending recession. Still, the scope for a deep or prolonged recession in the U.S. economy may not be evident. The session will focus on signals investors can look for to indicate that a bottoming process is underway, how to identify a potentially more sustainable rally ahead, and strategy as they look forward to 2023.
Mona Mahajan, Edward Jones Senior Investment Strategist
Interviewer: Rhonda Schaffler, Business Anchor
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The Path to Wealth and Financial Wellness
SPONSORED AND PROGRAMMED BY EMPOWER
Managing short- and long-term financial goals is key to achieving financial wellbeing. That’s not always easy with ongoing gloomy economic forecasts. But there are ways to keep on track in any climate. This session will provide practical guidance for prioritizing goals, learning from previous recessions, and ways to navigate stubborn inflation, a slowing economy, and rising cost of living.
Steve Jenks, Empower Chief Marketing Officer
Carol Waddell, Empower EVP, Retirement Solutions Group
Moderator: Caroline Woods, Financial Reporter
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Righting the Retirement Ship
SPONSORED AND PROGRAMMED BY PRUDENTIAL
A looming recession has many adults concerned and discouraged about their financial security, especially those approaching retirement age. During these uncertain times, there are ways to right the ship. This session will provide actionable advice as we head into 2023, for a pathway to financial security.
Salene Hitchcock-Gear, Prudential Individual Life Insurance President
Interviewer: Shibani Joshi, Technology Journalist
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With all the problems in today’s society, the future can seem somewhat scary. But one philosopher says the key to making the world a better place, in the long-term, lies in how we think about money. He’ll discuss simple steps you can take to help create change, and why he believes it’s everyone’s moral obligation to do so.
William MacAskill, Oxford University Associate Professor of Philosophy
Interviewer: Sharon Epperson, CNBC Senior Personal Finance Correspondent
Watch the full interview
On-the-court, he’s a key member of the Milwaukee Bucks, but off-the-court one NBA star is laying the groundwork to generate income beyond his playing days. He’ll discuss his new real estate venture, and the value of investing in tangible assets.
Pat Connaughton, Milwaukee Bucks NBA Player, Three Leaf Partners Founder & Partner
Interviewer: Dominic Chu, CNBC Senior Markets Correspondent
Watch the full interview
Here’s your chance to have your money questions answered, in order to best navigate the challenges of today, and successfully plan for tomorrow.
Marianela Collado, Tobias Financial Advisors CEO
Lauryn Williams, Worth Winning Founder
Interviewer: Sharon Epperson, CNBC Senior Personal Finance Correspondent
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Edward Jones, a FORTUNE 500 firm headquartered in St. Louis, provides financial services in the U.S. and, through its affiliate, in Canada. Every aspect of the firm’s business, from the investments its financial advisors offer to the location of its branch offices caters to individual investors. The firm’s nearly 19,000 financial advisors serve more than 7 million clients with a total of $1.7 trillion in client assets under care.
The Edward Jones website is at www.edwardjones.com, and its recruiting Web site is www.careers.edwardjones.com. Member SIPC.
Since its inception, Empower has been guided by a vision to help Americans achieve the future they imagine. We take great pride in helping people with saving, investing and advice, while providing them with the tools and resources they need to help reach their financial goals.
We strive to meet the unique needs of everyone we serve and embrace the opportunity to inspire them along their journey. That’s why we take a collaborative approach driven by personalization, simplification and exceptional service.
The genesis of Empower dates back to 1891, when our parent company was founded as an insurance provider on the Canadian prairie. After more than a century of expansion and a profound evolution of service offerings, the modern iteration of Empower was launched in 2014, when the retirement businesses of Great-West Financial and Putnam Investments came together to form an integrated workplace retirement savings company.
Headquartered in metro Denver, Empower is now the second-largest retirement plan provider in the United States, proudly serving over 69,000 organizations and more than 17 million individuals[1]. We serve all segments of the employer-sponsored retirement plan market: government 457 plans; small, mid-size and large corporate 401(k) clients; nonprofit 403 (b) entities; private-label recordkeeping clients; and IRA customers. Personal Capital, a subsidiary of Empower, is an industry-leading hybrid wealth manager.
[1] As of April 1, 2022. Information refers to all retirement business of Empower Annuity Insurance Company of America (EAIC), formerly known as Great-West Life & Annuity Insurance Company, and its subsidiaries, including Empower Retirement, LLC; Empower Life & Annuity Insurance Company of New York (ELANY), formerly known as Great-West Life & Annuity Insurance Company of New York; and Prudential Retirement Insurance & Annuity Company (PRIAC), marketed under the Empower brand.
Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc., Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC; Empower Funds, Inc.; and registered investment adviser Empower Advisory Group, LLC. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice.
Prudential Financial, Inc. (NYSE: PRU), a global financial services leader and premier active global investment manager with more than $1.5 trillion in assets under management as of March 31, 2022, has operations in the United States, Asia, Europe and Latin America. Prudential’s diverse and talented employees help to make lives better by creating financial opportunity for more people. Prudential’s iconic Rock symbol has stood for strength, stability, expertise and innovation for more than a century. For more information, please visit news.prudential.com.