The way we think about money has changed: how we save, what we spend it on, and how to find that balance between seeking opportunity and mitigating risk. CNBC’s Your Money convenes top financial experts to explore ways to maximize your finances while navigating challenges such as inflation, building a financial safety net, and investing for a brighter future.
Alexandra Carter is a Clinical Professor of Law and the Director of the Mediation Clinic at Columbia Law School. In 2019, Professor Carter was awarded the Columbia University Presidential Award for Outstanding Teaching, Columbia’s highest teaching honor. Her first book, Ask for More: Ten Questions to Negotiate Anything, was published by Simon & Schuster on May 5, 2020 and became an instant Wall Street Journal Business bestseller.
Professor Carter’s teaching and research interests lie in the field of alternative dispute resolution, primarily in mediation and negotiation. She is a leading trainer on negotiation and mediation for many from the private and public sectors, including the United Nations, where she has conducted dozens of workshops for more than 80 nations, U.S. courts and federal agencies; private corporations, such as Bloomberg, Comcast NBCUniversal, Amazon, and Microsoft; and law firms, including Cravath, Swaine & Moore, Morrison & Foerster, Latham & Watkins, Debevoise and Plimpton, Fried Frank, and many others.
Prior to joining the Columbia faculty, Professor Carter was associated with Cravath, Swaine & Moore LLP, where she defended against a multibillion-dollar securities class action lawsuit related to the Enron collapse, served as the senior antitrust associate on several multibillion-dollar mergers, and handled cases involving copyright law. She also worked as an analyst at Goldman Sachs. She is a former U.S. Fulbright Scholar to Taiwan.
Professor Carter received her Juris Doctor degree in 2003 from Columbia Law School, where she earned James Kent and Harlan Fiske Stone academic honors. She also won the Jane Marks Murphy Prize for clinical advocacy and the Lawrence S. Greenbaum Prize for the best oral argument in the 2002 Harlan Fiske Stone Moot Court Competition. After earning her degree, Professor Carter clerked for the Hon. Mark L. Wolf, U.S. District Court for the District of Massachusetts in Boston.
Professor Carter is a frequent media commentator on negotiation and pay equity for women, with appearances on MSNBC’s Morning Joe and MSNBC Live, Hardball with Chris Matthews, the CBS Early Show and NPR Marketplace. She is a contributor for NBC News’ Know Your Value, a news site devoted to helping women grow in their careers and reach their full potential.
Marianela Collado, CPA/PFS, CFP®, CDS™ serves as a Senior Wealth Advisor and is the CEO and co-owner of Tobias Financial Advisors. She serves clients in a team setting by collaborating with them and their professional advisors to ensure their overall financial planning and investment objectives are pursued in a tax-efficient manner.
Marianela has over 20 years of experience in the tax and financial planning arena. She has worked with many ultra-high net worth families and assisted with the implementation and reporting of complex income and wealth transfer strategies.
Marianela has been quoted in various financial and non-financial media outlets, including the Wall Street Journal, New York Times, Barron’s, Fox Business News, CNBC, MentalFloss.com, MarketWatch and NerdWallet.com. She has also been featured in articles related to tax and financial planning in the El Nuevo Herald. She has been published in the Journal of Accountancy (Feb. 2018 issue) on the topic of retirement planning & tax planning. She is a frequent speaker, serving as a subject matter expert on financial planning topics relating to high net-worth individuals.
Marianela has earned recognition for her many accomplishments and contributions. Most recently, Marianela was named a 2021 Mother of the Year on behalf of Healthy Mothers, Healthy Babies. As a mother of three young boys under the age of 13, Marianela finds a way to juggle the priorities of a busy family with those of her growing firm and clientele. Also this year, Marianela was honored by South Florida Business and Wealth at their 1st Annual Excellence in Finance Awards. In 2020, Marianela was featured as a InvestmentNews Woman to Watch. In 2019, Marianela was named an honoree for the Hispanic Women of Distinction award. She was also featured in Weston Life magazine. In 2018, she was a nominee for the Florida Institute of CPA’s (FICPA’s) Women to Watch award. In 2017, Marianela received the American Institute of CPA’s Standing Ovation Award, as one of 16 CPAs nationwide under the age of 40 recognized for their contribution to personal financial planning.
Prior to joining Tobias Financial Advisors, Marianela was a Principal at Bessemer Trust, which she joined in 2004, initially as a member of the Client Tax Services department and subsequently working with Bessemer’s client advisory team in Miami providing wealth and tax consulting services. Prior to joining Bessemer, Marianela was a Senior Tax Associate with Wealth and Tax Advisory Services (formerly Arthur Andersen, now Andersen Tax) in New York, specializing in compliance and planning for high net-worth individuals.
Marianela currently serves as a member of the FICPA’s Women’s Leadership Committee and is a member of the FICPA’s Diversity & Inclusion Task Force. In addition, she is a founding member of the West Broward Chapter for the National Association of Divorce Professionals and serves as the chapter’s director. With a certification in collaborative divorce practice, she is also a member of the Collaborative Family Law Professionals of South Florida and in 2021 was nominated by the CFLPSF board to the Florida Academy of Collaborative Professional’s Leadership Institute. In addition, Marianela serves on Nova Southeastern University’s Planned Giving Council and serves as a Board Member for both the Planned Giving Council of Broward and Gilda’s Club South Florida.
Marianela received a B.S. in accounting from Hunter College in New York City in 2000. In addition to the associations already mentioned, she is a member of the National Association of Personal Financial Advisors, the American Institute of Certified Public Accountants, the Florida Institute of Certified Public Accountants, the West Broward Estate Planning Council and the Financial Planning Association.
Marianela is passionate about her clients at Tobias Financial Advisors, but outside the office she enjoys spending time with her husband and three boys, who keep her very busy with sports activities and playdates with friends in their Weston, Florida community.
Alicia Levine is Head of Equities, Trading, and Capital Markets Advisory and interim Chair of Wealth Management’s Investment Strategy Committee. Alicia is one of the firm’s leading voices for market analysis and investment outlook. She is the go-to person for client-facing economic analysis, market strategy and asset allocation across the bank.
Alicia is a regular on-the-record source, live broadcast commentator and breaking news analyst for a variety of media outlets including, Barron’s, Bloomberg, CNBC, CNN, Financial Times, Fox Business News and the Wall Street Journal.
Alicia was previously the Chief Strategist at BNY Mellon Investment Management.
She joined BNY Mellon in 2016 from Angelo, Gordon and Co., a multi-strategy alternative asset manager, where she served as the Director of Communications. Prior to that, she was a research analyst and portfolio manager at Bentley Capital Management, where she invested in public equities and built long/short portfolios for clients.
Alicia earned a Bachelor of Arts from Brown University and a Master of Arts and Doctor of Philosophy from the University of Chicago. She was awarded a pre-doctoral fellowship from Stanford University, a post-doctoral fellowship from Harvard University and a research fellowship from the Hoover Institution. Alicia is a member of the Investment Committee for the National Academy of Design.
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Jill Martin is an Emmy Award-winning television personality and New York Times bestselling author. Martin is the Lifestyle Contributor on NBC’s TODAY show known for her wildly popular “Steals and Deals” segments. She also serves as a guest co-host for the 3rd Hour of Today. After writing three fashion self-help books, Jill wanted to create a line of products for women to bring ease, comfort, and accessible elegance into their lives. Jill created a lifestyle brand for QVC that is coveted by the world’s most famous celebrities and adored by women (& men) across the world.
Eswar Prasad is a professor at Cornell University, a senior fellow at the Brookings Institution, and a research associate at the National Bureau of Economic Research. He is a former head of the IMF’s China Division. His latest book, “The Future of Money: How the Digital Revolution is Transforming Currencies and Finance,” was listed among the best economics books of 2021 by the Financial Times and The Economist.
Ayako Yoshioka is a Senior Portfolio Manager at Wealth Enhancement Group. Over the course of her career in the wealth management industry, Ayako has held many roles, and she has done them all with great success. She began her career in Institutional Client Relations and Marketing, before moving on to become a Portfolio Analyst, monitoring portfolio trading and guidelines for over $4 Billion in equity securities. Next stop was as a Research Analyst, covering multiple sectors and providing recommendations to portfolio managers. Director of Research was yet another role she filled with distinction. Today, as a Senior Portfolio Manager, Ayako lends her expertise to the research and analysis of individual stocks within managed equity strategies and portfolios.
Edward Jones, a FORTUNE 500 firm headquartered in St. Louis, provides financial services in the U.S. and, through its affiliate, in Canada. Every aspect of the firm’s business, from the investments its financial advisors offer to the location of its branch offices caters to individual investors. The firm’s nearly 19,000 financial advisors serve more than 7 million clients with a total of $1.7 trillion in client assets under care.
Since its inception, Empower has been guided by a vision to help Americans achieve the future they imagine. We take great pride in helping people with saving, investing and advice, while providing them with the tools and resources they need to help reach their financial goals.
We strive to meet the unique needs of everyone we serve and embrace the opportunity to inspire them along their journey. That’s why we take a collaborative approach driven by personalization, simplification and exceptional service.
The genesis of Empower dates back to 1891, when our parent company was founded as an insurance provider on the Canadian prairie. After more than a century of expansion and a profound evolution of service offerings, the modern iteration of Empower was launched in 2014, when the retirement businesses of Great-West Financial and Putnam Investments came together to form an integrated workplace retirement savings company.
Headquartered in metro Denver, Empower is now the second-largest retirement plan provider in the United States, proudly serving over 69,000 organizations and more than 17 million individuals. We serve all segments of the employer-sponsored retirement plan market: government 457 plans; small, mid-size and large corporate 401(k) clients; nonprofit 403 (b) entities; private-label recordkeeping clients; and IRA customers. Personal Capital, a subsidiary of Empower, is an industry-leading hybrid wealth manager.
 As of April 1, 2022. Information refers to all retirement business of Empower Annuity Insurance Company of America (EAIC), formerly known as Great-West Life & Annuity Insurance Company, and its subsidiaries, including Empower Retirement, LLC; Empower Life & Annuity Insurance Company of New York (ELANY), formerly known as Great-West Life & Annuity Insurance Company of New York; and Prudential Retirement Insurance & Annuity Company (PRIAC), marketed under the Empower brand.
Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc., Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC; Empower Funds, Inc.; and registered investment adviser Empower Advisory Group, LLC. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice.
Prudential Financial, Inc. (NYSE: PRU), a global financial services leader and premier active global investment manager with more than $1.5 trillion in assets under management as of March 31, 2022, has operations in the United States, Asia, Europe and Latin America. Prudential’s diverse and talented employees help to make lives better by creating financial opportunity for more people. Prudential’s iconic Rock symbol has stood for strength, stability, expertise and innovation for more than a century. For more information, please visit news.prudential.com.